Swavlamban Health Insurance Scheme for disabled persons

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InsuranceA memorandum of understanding (MoU) has been signed for Swavlamban Health Insurance Scheme, providing comprehensive and affordable health insurance cover to the Persons with Disabilities (PwDs).

“The Trust Fund for Empowerment of Persons with Disabilities, under the Department of Empowerment of People with Disabilities, Ministry of Social Justice and Empowerment, signed the MoU with the the New India Assurance Company Limited for providing a comprehensive and affordable Health Insurance Scheme – Swavlamban Health Insurance Scheme – for the Persons with Disabilities (PwDs),” according to an official statement.

The scheme has been conceived with the objective of providing affordable health insurance to persons with blindness, low vision, leprosy-cured, hearing impairment, loco-motor Disability, mental Retardation and mental Illness. It also aims to improve the general health condition & quality of life of persons with disabilities.

The scheme, designed to deliver comprehensive cover to the beneficiary as well as his/her family (PwD, Spouse & up to two children), has a single premium across age band and can be availed by PwDs aged between 18 years and 65 years with family annual income of less than Rs. 3,00,000 per annum.

It ensures coverage of any pre-existing condition and a health Insurance cover up to Rs. 2,00,000 per annum as family floater.

As per the MoU, the New India Assurance Company Limited will create a network of Hospitals, where the insured persons can get cashless treatment.

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