Pune: Digital lending technology platform Lentra has launched the Growth Alliance Program (G.A.P.), a new initiative aimed at enabling emerging and mid-sized non-banking financial companies (NBFCs) to strengthen their digital infrastructure, enhance regulatory compliance, and scale sustainably as India’s NBFC sector heads towards ₹50 lakh crore in assets under management (AUM).
The launch comes as India’s NBFC industry continues to outpace the banking sector, with NBFC credit expanding 17% year-on-year in the first half of FY26, compared to 12% growth for banks. Industry AUM is projected to exceed ₹50 lakh crore by March 2027, creating significant opportunities for growth-stage lenders.
According to Lentra, many emerging NBFCs possess strong market potential but face operational challenges due to fragmented technology systems, legacy processes, and evolving regulatory requirements. The introduction of the Digital Personal Data Protection (DPDP) Act, 2023 has further increased the need for secure, compliant, and customer-centric digital lending infrastructure.
The Growth Alliance Program (G.A.P.) is designed for NBFCs targeting ₹1,000 crore and above in AUM, offering an affordable, scalable digital lending platform covering loan origination, intelligent onboarding, credit decisioning, underwriting, disbursement, and loan servicing. The platform also incorporates built-in compliance capabilities aligned with Reserve Bank of India (RBI) regulations and the DPDP Act.
By providing enterprise-grade technology at an accessible cost, Lentra aims to help growth-stage NBFCs improve operational efficiency, strengthen governance, reduce compliance risks, and accelerate business expansion without the challenges of migrating to new systems during periods of rapid growth.
Commenting on the launch, Ankur Handa, Chief Business Officer, Lentra, said the company believes enabling more lenders with affordable digital infrastructure will strengthen financial inclusion by helping NBFCs scale responsibly, reach underserved borrowers, and build resilient, future-ready lending businesses.
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With digital transformation becoming a strategic priority across India’s financial services sector, Lentra’s Growth Alliance Program seeks to bridge the technology gap for emerging lenders and support the next phase of growth for the country’s expanding NBFC ecosystem.
