Bank of Baroda, India’s International Bank, has announced the launch of UPI Global Reverse Acceptance, enabling international tourists, overseas Indians and eligible foreign wallet and payment application users to make seamless QR-based merchant payments across India.
The initiative expands international QR payment acceptance across Bank of Baroda’s UPI QR merchant network, allowing visitors to pay using their existing home-country banking or payment applications. The move is aimed at making digital payments more convenient for international travelers while providing Bank of Baroda merchants access to a broader customer base.
Aligned with NPCI International’s vision of global interoperability in digital payments, UPI Global Reverse Acceptance enables cross-border Person-to-Merchant (P2M) transactions for visitors from countries participating in the global payments ecosystem. These include Singapore, UAE, Nepal, Bhutan, Mauritius, Sri Lanka, the USA, Qatar and France, among others.
Under the new facility, international visitors can simply scan a Bank of Baroda UPI QR code through their familiar home-country banking or payment application and complete the transaction instantly. The service reduces dependence on cash and the need to exchange foreign currency, offering travelers a more familiar and convenient payment experience.
Sanjay Mudaliar, Executive Director, Bank of Baroda, said the initiative is an important step towards making digital payments more accessible across borders. He added that enabling visitors to use payment applications they already know can enhance convenience for travelers while creating new business opportunities for merchants.
The launch also strengthens Bank of Baroda’s merchant acquiring franchise and supports the broader development of an internationally interoperable digital payments ecosystem.
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Through UPI Global Reverse Acceptance, Bank of Baroda is further contributing to the Government of India’s Digital India vision, promoting innovative, accessible and globally connected digital payment solutions for consumers and businesses.
