Shriram General Insurance Company (SGI) has reported a strong performance for the first half of the financial year 2025–26, led by robust growth in its motor insurance portfolio. The company’s Gross Written Premium (GWP) rose by 28% year-on-year to ₹2,045 crore, compared to ₹1,594 crore in the same period last year – nearly four times higher than the general insurance industry’s average growth rate of 7%.
As of September 30, 2025, SGI’s solvency ratio stood at an impressive 3.33, well above the regulatory benchmark of 1.5 times, reflecting the company’s financial strength and prudent risk management. The insurer also reported a growing customer base, with 69 lakh active policies, up from 63 lakh a year earlier.
The company continued to expand its distribution network, with the recruitment of 9,482 new financial advisors in the first half of FY26, marking a 22% increase. SGI’s total advisor base now stands at 97,570, and it aims to double this number to two lakh by FY2030, reinforcing its long-term growth strategy and market outreach.
Commenting on the results, Anil Aggarwal, Managing Director and CEO of Shriram General Insurance, said, “The consistent growth of our motor insurance segment is a testament to the trust and confidence our customers place in us. Our focus remains on delivering innovative, reliable, and customer-centric solutions that protect and empower every journey.”
Net profit for the period rose by 6% year-on-year, reaching ₹269 crore compared to ₹254 crore in H1 FY25. Investment income also recorded healthy growth of 18%, driven by strong returns from financial instruments. During the second quarter of FY26, the company’s motor segment saw a 26% rise in premium collections, while net profit for the quarter stood at ₹144 crore, up 3.11% from ₹140 crore in the same quarter last year. Investment income for Q2 surged 30.49% to ₹253 crore, underscoring SGI’s efficient portfolio management.
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With steady financial performance, expanding advisor strength, and strong underwriting discipline, Shriram General Insurance continues to reinforce its position as a trusted player in India’s general insurance sector, charting a path of sustained growth and customer trust.
