Loan Write-Offs Aren’t Loan Waivers: How Banks Manage Bad Loans While Still Continuing Recovery The Reserve Bank of India's Financial Stability Report from July 2026 showed private banks wrote off 49.7% of their gross non-performing assets (NPAs), compared with 24.3% for public sector banks.
Indian banks have written off nearly ₹9.95 lakh crore* in loans extended to large industries and services over the past…
27 AUG 2026
