FIPS 2015 – Deepak Sharma, Executive Vice President & Head – Digital Initiatives, Kotak Mahindra Bank


It is projected that this year close to 22 billion of transactions will move to eCommerce space. The share of mobile will be around 25 to 30 per cent

The term m-commerce has come from two words— mobility and eCommerce. As a country, today we do close to 92 lakh crore of cashless transactions per annum. Out of that, one lakh crore of transactions (around 0.5 per cent) happen through mobile platform, which is very minute percentage of total cashless transactions.


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