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Subhransu Pattnayak Elevated to Chief Underwriting Officer at Zurich Kotak General Insurance

Subhransu Pattnayak

Mumbai, August 21, 2026: Subhransu Pattnayak has been elevated to the position of Chief Underwriting Officer at Zurich Kotak General Insurance, strengthening the insurer’s leadership team with his extensive experience across underwriting, product management, analytics, and portfolio strategy.

Pattnayak brings significant experience from across India’s general insurance industry, having held leadership positions at Liberty General Insurance, HDFC ERGO General Insurance, TATA AIG General Insurance Company, and ICICI Lombard. Over the course of his career, he has developed deep expertise in underwriting strategy, portfolio management, product development, analytics, and risk assessment.

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In his new role at Zurich Kotak General Insurance, Pattnayak will be responsible for driving the company’s underwriting strategy and operations, with a focus on strengthening portfolio quality, enhancing risk selection, and supporting sustainable business growth.

His elevation comes at a time when the general insurance sector is increasingly leveraging data-driven underwriting, advanced analytics, and disciplined portfolio management to improve risk assessment and customer outcomes. Pattnayak’s cross-functional experience across leading insurers is expected to support Zurich Kotak General Insurance as it continues to strengthen its underwriting capabilities and expand its presence in the Indian insurance market.

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With his extensive background spanning multiple facets of general insurance, Pattnayak is well positioned to lead the company’s underwriting function and contribute to its long-term strategic objectives.

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