April 2016

FIPS 2015 – J K Thakar, General Manager – Outreach, State Bank of India

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FARMERS NEED CREDIT

Most of the rural areas depend on agriculture. 85 per cent of farming is done by small and marginal farmers and their income is excruciatingly low because of which they could not save money

A majority of the farmers have got bank loans from the cooperative banks. They are in dire need of credit. So when we have to tackle the financial inclusion we have to take care of our farmers. That is why the Jan Dhan scheme was unveiled. Now due to advancement of technology all the banking facilities like funds transfer, IMPS, are already available to them.

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