FIPS 2015 – P C Panigrahi, general Manager – Financial Inclusion, Union Bank of India



The entire concept of financial inclusion is going around important aspects like— Sabka Sath – Sabka Vikas, Jan Dhan Se Jan Suraksha

PMJDY was made attractive because of two-three factors like Rs one lakh insurance, five thousand overdraft and Rs 30,000 life insurance cover. When we talk about challenges of financial inclusion basically is how to run these accounts? Because we have opened so many accounts and that too the zero balance ones. To make them active, people will need to do transactions.

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