IndusInd Nippon Life Insurance has reported a strong financial performance for FY2025–26, marking its first full year following the brand transition from Reliance Nippon Life Insurance and the coming together of IndusInd International Holdings Limited (IIHL) and Nippon Life Insurance.
The company recorded an 18% growth in New Business Premium (NBP), which rose to ₹1,475 crore, reflecting strong momentum across distribution channels. Total premium income increased by 6% to ₹6,051 crore during the financial year.
Profit After Tax (PAT) grew by 15% to ₹248 crore, making it the company’s highest-ever profit performance. Assets Under Management (AUM) stood at ₹40,214 crore, underlining the insurer’s financial strength and long-term stability.
The insurer also maintained a strong customer service track record, reporting a claims settlement ratio of 98.98% and a solvency ratio of 218%, significantly above regulatory requirements. Its 13-month persistency ratio stood at 80.2%, indicating robust customer retention and policyholder trust.
During the year, the company strengthened its growth strategy through investments in talent acquisition, distribution expansion, technology, and digital transformation initiatives. It also announced plans to add nearly 200 new sales units to deepen its national presence and improve customer reach.
As part of its commitment to policyholders, IndusInd Nippon Life Insurance declared bonuses worth nearly ₹423 crore for participating customers, including a one-time additional bonus equivalent to 10% of the regular annual bonus, benefiting around 4.9 lakh policyholders.
Ashish Vohra, Executive Director and CEO of IndusInd Nippon Life Insurance, said FY26 marked the beginning of a sharper and more purposeful growth journey for the company, with continued focus on simplifying insurance, strengthening advisor productivity, enhancing digital capabilities, and expanding through bancassurance and fintech partnerships.
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Industry observers view the performance as a strong indicator of the company’s successful transition into its new brand identity while reinforcing its ambitions to emerge as a significant player in India’s rapidly evolving life insurance sector.
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