Panel Discussion : Scope and Challenges for small & payment banks among public and private banks

2nd BFSI Leadership Summit 2016 : Panel Discussion : Scope and Challenges for small & payment banks among public and private banks

Mukul_Sharma
Mukul Sharma

Mukul Sharma, President-Strategy and Planning, Aditya Birla Idea Payments Bank
“On a gross basis, every month the large telecom companies individually add about 10 million plus customers…So, infrastructure is one big thing that comes to the table and experience of running a large scale operation of that scale.”

Shailesh_Pandey
Shailesh Pandey

Shailesh Pandey, Executive Vice President and Head Strategy, Fino Paytech
“We pioneered and started MNREGA and Social Security Pension payments. One of the most critical factors is understanding consumer. Let’s accept that despite 70 years of freedom, we are still talking about financial inclusion because the banking hasn’t happened the way it should have.”

Priyam_Alok
Priyam Alok

Priyam Alok, Senior Vice President and Joint Head, Bank Project, AU Financiers India Limited
“Any company becoming a small finance bank in transformation phase faces many challenges. There’s a paradigm shift in technology. While the RBI defined we required a capital of 100 crores to apply for a license, the fact is technology alone takes away that kind of money. That’s a big challenge.”

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