Mumbai, February 17, 2026: Godrej Capital, through its subsidiary Godrej Finance Limited, has signed a strategic Memorandum of Understanding (MoU) with the Government of Uttar Pradesh to strengthen the Micro, Small and Medium Enterprises (MSME) ecosystem across the state.
Under the partnership, Godrej Finance will collaborate with the state government to review and potentially extend credit support to 500 high-potential ‘champion’ MSMEs across Uttar Pradesh. The initiative aims to improve access to timely institutional finance, drive enterprise modernisation, and support job creation across districts.
Aligned with the state’s MSME policy, the collaboration will also explore customised financial solutions under the Chief Minister YUVA Scheme to help young entrepreneurs scale their businesses. MSMEs operating under the One District One Product (ODOP) initiative will receive specially enabled credit support to strengthen traditional industries, artisans, and local manufacturing clusters.
A key focus of the MoU is promoting women entrepreneurship. The Uttar Pradesh government will explore avenues to support women-led enterprises through Aarohi Loans, a credit solution designed by Godrej Capital to improve financial inclusion and participation of women in the formal credit ecosystem.
Godrej Finance will provide MSMEs with digital-first lending solutions, offering unsecured loans within three days and secured loans within seven days through a fully digital and transparent process. In addition, enterprises will gain access to Godrej Nirman, an open platform offering partner solutions across compliance, technology, procurement, and business growth.
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A Joint Work Committee comprising representatives from both parties will oversee implementation and coordination of initiatives under the MoU, supporting Uttar Pradesh’s broader vision of infrastructure-led and inclusive economic growth.
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