Shriram General Insurance (SGIC) has unveiled its first indemnity health insurance plan, Shri Health Suraksha Insurance, aimed at providing comprehensive coverage at an affordable premium. The plan covers a diverse range of treatments, including modern medical procedures and AYUSH treatments (Ayurveda, Yoga, Unani, Siddha, and Homeopathy), catering to the varied healthcare needs of individuals and families.
With nationwide coverage, Shri Health Suraksha Insurance allows policyholders to access cashless treatments at over 13,000 network hospitals. The plan offers multiple sum-insured options, ensuring flexibility and affordability for a broad spectrum of policyholders.
Key Features of Shri Health Suraksha Insurance:
- Includes modern treatments and AYUSH therapies for holistic healthcare support.
- Access to 13,000+ hospitals across India.
- Tailored plans to suit individual and family needs.
- Covers children aged three months and above, as well as parents and in-laws.
- Includes room charges, ICU fees, doctor’s fees, blood, oxygen, and other medical expenses.
- Covers pre- and post-hospitalization expenses, ambulance charges, and day-care procedures requiring anesthesia.
- Sum-insured increases for every claim-free year.
- A 15/30-day grace period depending on premium installment mode.
- Yearly Policy Term with Annual Renewal Option.
Commenting on the launch, Anil Aggarwal, MD & CEO, Shriram General Insurance Company says, “Apart from being emotionally depleting, health emergencies or conditions can drain your finances. Shri Health Suraksha offers comprehensive coverage at an affordable premium with easy-to-understand terms, safeguarding one’s finances against any untoward medical emergencies. It enables the customer to provide medical treatment to their loved ones, unhindered by any financial challenges. We have priced premiums competitively for a family floater plan. The offering aligns with our vision to allow every Indian to access comprehensive and quality medical care.”
SGIC has been offering benefit-based health insurance products, such as the Shri Criticare Policy, which provides lump-sum payments for 22 critical illnesses, including cancer, open heart surgery, permanent paralysis, blindness, and major head trauma.
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Additionally, recognizing the financial strain that hospitalization can cause beyond medical bills, SGIC offers the Shri Hospital Daily Cash Benefit plan, which helps cover daily expenses incurred during hospital stays.
With the launch of Shri Health Suraksha Insurance, Shriram General Insurance continues its commitment to expanding access to quality healthcare, ensuring financial security and peace of mind for policyholders across the country.
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