Decentro, India’s leading finance infrastructure platform, today unveiled its next-generation Payment Stack (Flow 2.0). The stack is intended to effortlessly satisfy enterprises’ extensive payment requirements, delivering great performance, uncompromising compliance, and maximum security. It is a crucial step towards further revolutionising digital payment solutions with increased efficiency and dependability, while also simplifying organisations’ integration and operation of day-to-day payment collections.
“This milestone couldn’t come at a more opportune moment as we complete our 4 years of operations as one of India’s leading fintech infrastructure providers. Since inception, our goal has been to streamline the most intricate financial processes for businesses across the spectrum, and the introduction of the Flow 2.0 stack underscores this commitment. Witnessing a remarkable 300% growth in our customers’ transactions in just the past 12 months stands as a testament to our product quality and differentiation in solutions.” – Rohit Taneja, Co-founder and CEO of Decentro.
“We are focused on providing businesses with a robust, secure, and fully compliant solution that addresses their diverse payment requirements and significantly elevates operational efficiency. To put things in perspective, we see a ~30% reduction in operational costs and a 3X reduction in time to market amongst our merchants by switching to our digital payments stack, recurring payments via e-NACH & UPI Autopay, as well as our automated reconciliation system” – Pratik Daudkhane, Cofounder.
Flow 2.0 will assist firms in sharpening their emphasis on essential characteristics such as superior performance through rapid and reliable transaction processing and comprehensive RBI compliance to guarantee activities are within guidelines. This stack also offers better security with top-tier protections to secure sensitive data, as well as unparalleled stability built on a strong infrastructure that reduces downtime for ongoing, uninterrupted company operations.
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Flow now enables payments for companies such as Shiprocket, Kodo, Volopay, and others, providing unique benefits such as industry-best success rates and lowest downtimes, resulting in minimal disruptions and increased company efficiency. It enables speedier go-to-market strategies with rapid deployment capabilities, resulting in a 10X improvement in Capex and Opex combined.
Decentro’s goal with this development is to boost industries including BFSI, Logistics, Online Marketplaces, and fintech/SaaS platforms. In less than four years, the Decentro group has established a full-stack fintech infrastructure platform that serves over 800 companies, including Freo (MoneyTap), CashE, Muthoot Capital, Credit Fair, Shiprocket, Protium Finance, and many more. Decentro presently includes 40+ comprehensive APIs, SDKs, and automated workflows that cater to the complete value chain of a company’s financial infrastructure needs, including payments, identification, and credit.
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