The Reserve Bank of India has approved Equirus Group’s entry into the non-banking financial services sector with the launch of its lending arm, Equirus Finance. The approval allows the Group to operate as a non-deposit-taking Non-Banking Financial Company (NBFC), strengthening its existing portfolio of wealth management, investment banking, and equities businesses with a dedicated credit platform.
Equirus Finance is set to focus on providing customised lending solutions to high-net-worth individuals, family offices, and corporate promoters. The company has set itself an ambitious goal of building a diversified loan book exceeding ₹3,000 crore in the coming years. Products on offer will include Loan Against Securities (LAS), ESOP financing, market-linked debentures, structured finance, and other specialised secured lending instruments.
With Equirus Wealth already managing over $2.2 billion in assets, the new NBFC will leverage the firm’s expertise, market relationships, and client trust to provide seamless access to capital alongside its existing advisory services. Equirus Finance aims to embody the company’s “One Equirus” philosophy, integrating strategic financial advice with swift, reliable funding support.
The Group has emphasised its commitment to operating within the stringent regulatory norms laid down by the RBI, focusing on transparency, robust risk controls, and ethical lending practices. According to the management, the licensing process reflected the Reserve Bank’s thorough scrutiny and professionalism. They credited the organisation’s 18-year track record in delivering client-focused financial solutions as a key factor in securing approval.
This development comes at a time when India’s financial services industry is witnessing rising demand for specialised lending products amid regulatory changes enabling greater collaboration between banks and NBFCs. With its niche positioning and focus on affluent clients, Equirus Finance is aiming to carve out a leadership role in the premium lending space by combining innovative product structuring with disciplined compliance.
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By uniting its advisory strength with tailored credit solutions, Equirus Finance seeks to offer clients a single-window approach for both wealth creation and liquidity management needs. As India’s credit markets expand, the company is confident that its specialised approach and client-first philosophy will help establish it as a trusted name among the country’s most influential business leaders and wealthy families.
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